Cost comparison of unlocked phone or Rogers early cancellation phone

[wireless]

My situation is this: I'm moving to the States in July, so I need to have a phone here in Canada for 11 months. My current 3 year plan ends at the end of October, at which point my contract is month to month. I'm assuming I lose all of my credits, so my bill of $58 (tax included) loses $10 monthly...

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